After you've explored the three key mortgage options—equity, new homes, and refinancing—it's time to put your affordability to the test. Simply key in a few details, and you'll discover the maximum value of the property you can afford.
Finance your dream home—at a loan of $___— with
Singapore's most competitive rates, starting from as low as
Applying for a home loan shouldn't have to be difficult. Our application process is easy and fully online, with our automated WhatsApp assistant guiding you through questions tailored to your mortgage needs.
First, start by indicating your home loan needs—
whether it's a new purchase or a refinance.
Once you've input your info, our assistant will
provide you with personalised rates within seconds!
When you're ready to proceed, your contact details will be securely sent
to the chosen bank, ensuring a seamless transition from inquiry to application.
Choose from a range of mortgage loans with competitive home loan rates and flexible monthly payments tailored to your budget.
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Apply online—and you'll be connected to a banker within minutes.
Or, feel free to call us for a free mortgage consultation!
Mortgage brokers assist you in comparing home loan offers from all Singaporean banks and financial institutions. We are aware of the most affordable fixed and SORA home loan rates. The best housing loan rates in Singapore may be found right here if you're seeking for them. Lendingpot also has access to exclusive rates and packages that are not accessible to the general public as a result of our long-standing connections with our partners. We also collaborate with trustworthy banks and legal companies, to whom we entrust our clients with. They make sure the procedure for applying for a house loan is quick and easy. The best part is that our service is always free and we share rebates with our clients.
The fixed rate is safer and more reliable since it won't move in response to market changes. It is often higher than the floating rate, though, and if the market is down, you run the danger of getting locked in at a high rate. The SORA variable or floating rate is more unstable and subject to fluctuation. Recent COVID-19 epidemic has caused floating rates to reach a new low. They have however recovered above pre-covid levels. Therefore there is a risk to either rate choice. Simply said, there is no absolute better option. Your future expectations, risk tolerance, and anticipated market swings will all play a role in determining whether a fixed rate or variable rate is better for you.
Generally speaking, if your lock-in and claw-back periods for your mortgage loan are due to end or if there is a sizable disparity between your loan interest rate and current market rates, it is a good time to refinance. If unsure, don't hesitate to get in touch with us for a free consultation.
Usually, one must pay for valuation and legal expenses. Some banks may additionally levie a one-time processing fee for commercial properties. There may be additional costs if there are unique situations. However, the subsidies provided by the new bank can typically cover the cost entirely or in part. In order to prevent you from paying extra or hidden fees now or in the future, we make sure you understand all the charges and translate any technical terms.
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