Lendingpot offers exclusive home loan rates and collaborates with trusted banks to provide a seamless and efficient application process for our customers.
After you have understood the three concepts, it is time for you to put your affordability to the test. Simply key in the few details and it will let you know the maximum value of the property you can afford.
Get your dream home financed of S$0 with the most competitive home loan rates in Singapore based on a loan term of 25 years, starting from as low as
Applying for a home loan with Lendingpot is simple with an application that can be done all online. Our MLOs can give you one-on-one assistance from down payment to closing.
It takes just minutes to complete the information online, let us know if its a new purchase or a refinance.
We send your application to lending partners who return with personalised offers for you. Within minutes!
Your dedicated MLO will be in touch with you and present all available offers, compare the terms and select the best loan deal. Receive cashback upon disbursement.
Select from a variety of home loans with mortgage rates and monthly payments that work your budget.
Mortgage brokers assist you in comparing home loan offers from all Singaporean banks and financial institutions. We are aware of the most affordable fixed and SORA home loan rates. The best housing loan rates in Singapore may be found right here if you're seeking for them. Lendingpot also has access to exclusive rates and packages that are not accessible to the general public as a result of our long-standing connections with our partners. We also collaborate with trustworthy banks and legal companies, to whom we entrust our clients with. They make sure the procedure for applying for a house loan is quick and easy. The best part is that our service is always free and we share rebates with our clients.
The fixed rate is safer and more reliable since it won't move in response to market changes. It is often higher than the floating rate, though, and if the market is down, you run the danger of getting locked in at a high rate. The SORA variable or floating rate is more unstable and subject to fluctuation. Recent COVID-19 epidemic has caused floating rates to reach a new low. They have however recovered above pre-covid levels. Therefore there is a risk to either rate choice. Simply said, there is no absolute better option. Your future expectations, risk tolerance, and anticipated market swings will all play a role in determining whether a fixed rate or variable rate is better for you.
Generally speaking, if your lock-in and claw-back periods for your mortgage loan are due to end or if there is a sizable disparity between your loan interest rate and current market rates, it is a good time to refinance. If unsure, don't hesitate to get in touch with us for a free consultation.
Usually, one must pay for valuation and legal expenses. Some banks may additionally levie a one-time processing fee for commercial properties. There may be additional costs if there are unique situations. However, the subsidies provided by the new bank can typically cover the cost entirely or in part. In order to prevent you from paying extra or hidden fees now or in the future, we make sure you understand all the charges and translate any technical terms.
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