Against the backdrop of high-priced properties, mortgage rate comparison sites play a vital role in the real estate landscape; they not only connect buyers to lenders, but also facilitate decision making, offering a platform where buyers can compare interest rates, terms, fees and other features.
In this article, we’ll go over some of the best mortgage rate comparison sites in Singapore.
Lendingpot is a loan aggregator platform built to help you secure better loan outcomes — faster, easier, and smarter. We’ve partnered with over 18 banks and financial institutions, offering a wide range of loan products including personal loans, business financing, and mortgages.
One of the key features of our platform is access to both bank and non-bank options. This means greater flexibility, including the possibility of waivers for TDSR requirements and higher capital access — allowing you to cash out up to 85% of your property’s value.
Beyond the options, our dedicated Mortgage Loan Officer will support you through the entire process, from understanding your choices to recommending the right solution based on your needs. The service is completely free, and by applying through Lendingpot, you gain access to exclusive rates not available elsewhere.
We also offer a guaranteed 0.05% cashback when you successfully take a loan through us, along with a rate match guarantee — if you find a better rate elsewhere, we’ll match it.
PropertyGuru Finance was established in 2020 by the PropertyGuru Group as a mortgage marketplace to help buyers find, finance and own property. The platform features a loan comparison tool to help property seekers evaluate various loan options, driven by a loan rate engine which screens available rates and compares them with your current loan.
We love that, in addition to the loan comparison, the brand provides access to a team of what they call Mortgage Experts who will offer advice and guide users through the complexities of home financing.
DollarBack Mortgage was born out of a mission to educate the general public about the complexities of home financing. The brand takes pride in drawing on the expertise of home loan specialists, mortgage bankers and other industry professionals to provide tailored advice and solutions for borrowers.
Their services encompass various aspects of home financing, including securing competitive mortgage packages, refinancing existing loans, and navigating complex processes for HDB flats, private condominiums, and properties under construction.
ROSHI, taken from the Japanese word for old teacher or old master, is a mortgage loan comparison platform that aims to make borrowing accessible. Besides enabling property seekers to access, compare, and apply for mortgage loans, it also provides access to consultants who will help navigate the complex loan application process.
The platform caters to a wide spectrum of mortgage solutions, including loans for HDB flats, private properties, and refinancing options. We love the user-friendly dashboard that allows borrowers to view customised offers in real-time, facilitating decision-making.
Launched in 2009, MoneySmart is a comparison website that caters to a variety of financial products, including credit cards, personal loans, insurance, as well as mortgage loans. By aggregating and consolidating loan products on a single platform, as well as delivering rich insights on all things related to money, the brand hopes to empower users to make informed financial decisions. Much like other platforms on this list, it also provides access to specialists for those who require assistance on their mortgage applications.
Whether you’re planning to take on a new mortgage loan or refinance an existing one, comparing loan packages is essential to understanding your options and making informed financial decisions. By exploring mortgage rate comparison sites, you can uncover the best deals tailored to your needs while minimising financing costs and securing an affordable repayment plan.
At Lendingpot, we take pride in our mission to help Singaporeans get the best outcomes in loan approvals and pricing. Whether that requires providing one-on-one service or providing unbiased referrals, we strive to connect you with competitive mortgage deals that suit your needs and goals. Sign up today and let us help you secure your dream home.
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