At Lendingpot, our main focus has always been aggregating licensed moneylenders to help you find the best personal loan offers. But did you know we also work with three leading banks?

For 2025, we’ve partnered with:

• CIMB Bank
• GXS Bank
• Trust Bank

And here’s the best part: every bank loan comes with a straightforward 0.5% cashback, delivered to you via PayNow once your loan is approved.

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Why We Keep Cashback Simple

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Most banks offer promotions filled with complicated reward tiers, vouchers, or gifts that are hard to calculate and compare. We do things differently.

Our philosophy is simple:

• Clear cashback: 0.5% on your approved loan amount.
  
• No hidden conditions: No need to track rewards or redeem points.
  
• Easy to understand: You know exactly how much you’ll get.

We’re able to offer this because the banks pay us a referral fee, and we share it with you.

How cashback is fulfilled: You MUST use one of the application links below and share your loan reference number with us via WhatsApp once successful. Cashback will be disbursed on the 10th of the following month.

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Comparing Our 3 Partnering Banks

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Note: The interest rate and zero processing fee* are our lowest published rates and may differ from what is offered to you. The actual rate and processing fee* will depend on your personal credit and income profile (subject to the Bank’s discretion), as well as your selected loan tenure.

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1. CIMB Personal Loan – Our Favourite Pick

CIMB Personal Loan stands out for its market-leading low interest rates from 1.86% p.a. Plus, there’s no need to download an additional app, making the entire process smooth and fuss-free.

We also like CIMB because they are known to be quite generous with loan quantum, giving you more flexibility if you need larger amounts.

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2. GXS FlexiLoan – For Digital Simplicity

GXS FlexiLoan is perfect for those who want a simple, digital-first loan experience.

• Interest rates start from 2.88% p.a. minus 1% if you name your loan “RENOCLUB,” effectively making it 1.88% p.a.
  
• No early repayment fee, giving you flexibility if you want to settle your loan sooner.
  
• Multiple drawdowns are allowed, so you can access funds in stages if you don’t need the full amount upfront.

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3. Trust Bank Instant Loan – Bigger Loan Quantums

Trust Bank Instant Loan also offers rates from 1.88% p.a., and they are known for being generous with loan amounts.

Compared to GXS, Trust Bank is more flexible in approving larger loans, which is perfect if you need a bigger quantum at competitive rates.

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Get Your Loan + 0.5% Cashback Today

Whether you prefer CIMB’s unbeatable rates, GXS’s flexible app experience, or Trust Bank’s larger loan amounts, Lendingpot makes it simple to compare and apply—all in one place.

And remember: with our 0.5% guaranteed cashback via PayNow, you’ll always get more value out of your loan.

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And if banks are not what you are looking for, read and compare amongst the best moneylenders in Singapore via Lendingpot here.

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